CONVERGENT FINANCIAL GROUP

is a Registered Investment Advisor serving clients across the United States.

INFO

3850 Bessemer Road

Mount Pleasant, SC 29466

(843) 972-4402

SUBSCRIBE TO OUR BLOG

(Your information stays safe with us.)

© Copyright Convergent Financial Group 2017

Choose Your Path

ONE-TIME COMPREHENSIVE

FINANCIAL PLAN

ONGOING

FINANCIAL PLANNING

Develop a strategy for your money, get help actually doing the work, and continuously update the strategy as your life changes.  Includes investment management.

Get a one-time, comprehensive plan for your money.  You walk away knowing exactly what you need to do, but it's all up to you to actually get it done.

What Do I Get?

The first year features 6 or more meetings (video or face-to-face). We'll get clear on your values and goals and cover all the important aspects of your financial life. We'll look at where you are now, where you want to go, and how you’ll get there.

 

With ongoing planning, investment management is also included. You'll be advised to take the least amount of risk possible to get the rate of return required to achieve your goals. We'll then select your specific investments, tax harvest once per year, and rebalance your portfolio twice per year. You'll also be glad to know that we always cover all the trading costs for the accounts we manage.

 

Depending on what’s going on in your life, in subsequent years you can expect 2-3 review meetings.  We are otherwise available to you as needed throughout the year.

Client Favorite

Who's It For?

If the clock is ticking, life is changing. Your financial plan needs to flex to handle the flux.  You get ongoing guidance so you aren't slowed down by the changes.

Your motto:

Expect the unexpected. 

How Much Does It Cost?

We charge through a combination of investment management fees and monthly planning fees.

 

As an independent investment advisor, we do not receive any form of commissions or referral fees. We are paid based on a tiered percentage of assets under management with no minimum annual fee. We keep costs low for you by avoiding mutual funds with sales charges and using low cost ETFs.  Our fee is 1.25% annually on the first $1 Million you invest with us.

 

Your investments not managed by us are not subject to any fees.  For example, if you participate in an employer-sponsored 401K plan, we would not charge any fees on that account.

 

The monthly planning fee is $250 per month.  However, when we're managing your investments, the planning fee is reduced or offset by any investment fees you pay us.  The planning fee is waived entirely once we are managing $250,000 or more of your assets.

 ONE-TIME COMPREHENSIVE financial PLAN 

What Do I Get?

We examine your finances in totality, give you a plan, and then send you on your way. The assessment normally takes 3 to 4 meetings to complete. By the end, you will have a detailed report of where you stand and a roadmap to reach your goals. If you value professional advice but prefer to take matters into your own hands, this is the best option for you.

 

First year engagement is similar to ongoing planning. The main difference is that you will still manage your own investments and implement the plan strategies yourself. You'll do the legwork, but will have access to us and our financial planning software for 12 months.

Who's It For?

Your financial life is very predictable and fixed. You're a self-proclaimed do-it-yourselfer and just need a roadmap to show you where to go.

Your motto: Slow and steady wins the race. 

How Much Does It Cost?

The annual cost is $3,500.  You pay an upfront fee of $500 and a monthly planning fee of $250.  The monthly fee ends after 12 months.

Sounds good.  Tell me more.