top of page
FIDUCIARY INVESTMENT MANAGEMENT WITH SOPHISTICATION & EXPERTISE
Building portfolios that are designed to reflect your goals, protect your wealth, and adapt to market turning points
At Convergent Financial Group, we help individuals and families with significant investable assets align their investment strategy with their broader financial objectives. Our approach to investments is strategically designed to provide resilient results across market environments while thoughtfully addressing our clients' biggest concerns.
A DIFFERENT STARTING POINT:
Real People with Real Concerns
Many experienced investors share two fundamental concerns:
1 Protecting what they've built during down markets
&
2 Participating meaningfully when markets rise
Traditional strategies often lean heavily on diversification via broad indexes, which in theory is supposed to balance risk and return, but in practice can leave investors stuck in the middle. In the middle they are neither protected when markets decline nor fully participating when markets surge.
These limitations can be especially frustrating for clients who have worked hard to accumulate assets and now need an approach that reflects both upside opportunity and downside consideration.
HOW WE APPROACH INVESTMENT MANAGEMENT
We believe that investment strategy should account for both opportunity and risk awareness, while always reflecting the goals of the investor.
Address Risk Intentionally, Not by Default
We build in structures that aim to moderate loss without needing to time the market, but still provide ample upside opportunity.
Support Participation in Market Growth
Portfolios are designed to capture meaningful upside over time, aligned with your risk tolerance and time horizon.
Integrate with Financial Planning
Investment decisions are not made in isolation; they reflect cash flow, tax considerations, and life goals.
Learn more about integrated financial planning.
Our philosophy aligns with the needs of clients who seek both stewardship and growth through an advanced investing strategy without being overly complicated. The strategy is tailored to maximize outcomes for portfolios exceeding $250,000 in investable assets.
INTELLIGENT RISK MANAGEMENT
YOUR PORTFOLIO'S SHIELD
As investors move through life, risk awareness tends to increase. The full risk that you accepted at age 30 to to capture meaningful upside no longer seems tolerable as you near retirement. That's why we implement a thoughtful, adaptive approach that goes well beyond diversification. The goal is to preserve, without sacrificing all of the upside opportunity that you've come to expect.
As with institutional-style investing strategies, our approach incorporates financial instruments such as options when appropriate. We only use them to manage risk, enhance efficiency, or pursue specific portfolio objectives. These financial tools are used selectively and within a disciplined, long-term framework, never for speculation or short-term trading. We believe this is the optimal way to give investors upside opportunity while appropriately guarding against the downside.
WHY THIS MATTERS FOR YOU
Growing wealth changes the nature of investing. The decisions become more consequential; tax implications matter more, market drawdowns feel heavier, and alignment with life goals is non-negotiable.
​
Our role is to help you navigate complexity with confidence, providing oversight, perspective, and a disciplined process that supports decisions across market cycles and life transitions.
Though we can not specifically predict the future, we can confidently say that there will be times when markets are climbing to new heights, yet also times when it may seem like the bottom is never coming. Because our strategy is designed to help you thrive in both realities and everywhere in between, you stay confident and secure through it all .
If you want a partner offering long-term fiduciary care through an advanced investment strategy with integrated financial planning, we invite you to begin the conversation.
bottom of page