PROFESSIONAL FINANCIAL ADVICE IN BLOG FORM

You’ve already proven you can earn. But the truth is, income doesn’t automatically translate into wealth. The real gap between high income and financial freedom often comes down to something deeper. Money isn’t just about numbers — it’s about mindset. We'll explore the top 5 emotional and psychological factors that hold many people back from closing the gap between high income and financial freedom.

Every day, markets move—and every day, headlines try to explain why. You may hear "stocks fell because inflation ticked higher." Or "the market rallied because a Fed official sounded dovish.” And increasingly we hear, "Tech surged because of earnings." These headlines can be comforting because they satisfy our need for an explanation, but they oversimplify. Markets don’t move just because of a headline. What really moves markets is the interaction between buyers and sellers

The financial industry tends to be very cloak and dagger when it comes to explaining how advisors actually get paid. Let's pull back the curtain in this blog post so you can inform and protect yourself.

Thanks to the SECURE 2.0 Act, the rules are evolving in two big waves — first in 2025, and then again in 2026. The 2025 changes bring a new opportunity for certain savers, while the 2026 changes will reshape how many higher-income workers contribute. Let’s break it down.

Choosing when to start Social Security is one of the biggest retirement decisions you’ll make. Your timing can affect your monthly income, your spouse’s benefits, your taxes, and even the financial security of a surviving spouse. Needless to say, there's a lot at stake, so it's natural to feel pressure to make the right decision. Your personal right decision depends on your health, finances, family situation, and goals.

For many years, long-term bonds were seen as a safe and reliable part of any investment portfolio. They provided steady income, helped protect against market swings, and formed the backbone of the traditional 60/40 stock-to-bond strategy. But in today’s economic environment, that approach no longer holds up—and investors need to rethink their strategy.

Most adults don’t fully understand investing, so how are we supposed to explain it to a child? My advice is to keep it simple, teach with stories, and practice with real money. Here's what I do with my own children.

Part 2 of How to Teach Your Kids About Money - So your child has now earned some money… now what? For my own children, I like to keep things simple. Here's what we do...

Be intentional in taking your kids’ knowledge to the next level when it comes to money. The way we think about and the habits we form regarding money should start very early. If we want those thoughts and habits to be good ones, we have to lay some groundwork for our children. Here’s what I recommend...

You asked for more smart tax-saving strategies for 2025, so I am back with some opportunities for you to consider using as part of your own strategy to save on taxes. This list will help you be proactive with your tax planning to reduce your tax burden and boost your overall savings. Start reading and get inspired today!

The most common misunderstanding we find when it comes to federal taxes is how the income tax brackets actually work. Federal income taxes are progressive, but that does not mean what most people think it means. Let's learn with examples so you can calculate your taxes correctly.

With different words, people are expressing that they are bewildered… on paper, they have a lot of money coming in, yet they don’t feel like they are experiencing the lifestyle or creation of wealth that goes along with that income. Let’s break it down: why we feel financially strained despite high income, what we can do about it, some practical tips, and finally my caution and challenge for you.

Use these basic principles to calculate your retirement number, find out if you're on track with saving, learn what to watch out for in your planning, and take your next steps to develop a clearer vision for your financial future and the timeline to get there.

According to some statistics, couples argue about money more than anything else. If that's you, then putting some focused effort into your finances could literally save your marriage. Here's how...

Both thrilling and daunting, a windfall is an opportunity to reshape your financial future. Here's an ordered look at the best way to handle your windfall.

Let's talk more specifically about the problem with the typical diversified portfolio investment strategy and our solution to get better returns without the standard market risk.

Many people forget to do something with their old 401k and end up doing nothing. Let's look at the options to help you make better choices.

Hello again! I am back this week to go into a little more detail on why I usually recommend a Roth vs Traditional IRA for most people.

Many people think that if they just max out their 401(k), they will be set when it comes time for retirement. But I think you can do better.

Investors want the best returns, but they do not want to accept the risk of losing money in a down market. Because investors do not want to