PROFESSIONAL FINANCIAL ADVICE IN BLOG FORM

You’ve already proven you can earn. But the truth is, income doesn’t automatically translate into wealth. The real gap between high income and financial freedom often comes down to something deeper. Money isn’t just about numbers — it’s about mindset. We'll explore the top 5 emotional and psychological factors that hold many people back from closing the gap between high income and financial freedom.

Every day, markets move—and every day, headlines try to explain why. You may hear "stocks fell because inflation ticked higher." Or "the market rallied because a Fed official sounded dovish.” And increasingly we hear, "Tech surged because of earnings." These headlines can be comforting because they satisfy our need for an explanation, but they oversimplify. Markets don’t move just because of a headline. What really moves markets is the interaction between buyers and sellers

The financial industry tends to be very cloak and dagger when it comes to explaining how advisors actually get paid. Let's pull back the curtain in this blog post so you can inform and protect yourself.

Thanks to the SECURE 2.0 Act, the rules are evolving in two big waves — first in 2025, and then again in 2026. The 2025 changes bring a new opportunity for certain savers, while the 2026 changes will reshape how many higher-income workers contribute. Let’s break it down.

Choosing when to start Social Security is one of the biggest retirement decisions you’ll make. Your timing can affect your monthly income, your spouse’s benefits, your taxes, and even the financial security of a surviving spouse. Needless to say, there's a lot at stake, so it's natural to feel pressure to make the right decision. Your personal right decision depends on your health, finances, family situation, and goals.

For many years, long-term bonds were seen as a safe and reliable part of any investment portfolio. They provided steady income, helped protect against market swings, and formed the backbone of the traditional 60/40 stock-to-bond strategy. But in today’s economic environment, that approach no longer holds up—and investors need to rethink their strategy.

Most adults don’t fully understand investing, so how are we supposed to explain it to a child? My advice is to keep it simple, teach with stories, and practice with real money. Here's what I do with my own children.

Part 2 of How to Teach Your Kids About Money - So your child has now earned some money… now what? For my own children, I like to keep things simple. Here's what we do...

Be intentional in taking your kids’ knowledge to the next level when it comes to money. The way we think about and the habits we form regarding money should start very early. If we want those thoughts and habits to be good ones, we have to lay some groundwork for our children. Here’s what I recommend...