Gen X has some unique financial challenges. Let's start with the financial statistics about Gen X, the situations that created those numbers, and what you can do about it.

Most of us know we should be saving, but for various reasons, we aren't. Watch this video as I share a (nearly) painless way to get up to 10%. You can apply the principle whether you're starting from 0% or just want to bump up the savings from wherever you are. Check it out below. Have questions? Shoot me a quick email .

How much do I need to save for retirement? This is one of the questions I am asked most frequently. To answer that question, we need to look at the two phases of investing… The first phase is called the accumulation side. This is when we’re working, saving, and investing; ultimately, to get to the top of the mountain to retirement. Then, we transition into the second phase, which is called distribution. This is when we’re no longer working; we’re in our retirement years.