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PROFESSIONAL FINANCIAL ADVICE IN BLOG FORM
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Cash Is King
54% of people polled said that they would not be able to pay their bills if they missed just 2 paychecks! Here's what you can do to start building your emergency fund right away.


Unpack Your Backpack
In the very first chapter of Money: Master the Game by Tony Robbins, he says “complexity is the enemy of execution.” In other words, our...


The Thing That Makes My Clients Cry
I spend a great deal of time helping clients work through retirement and investment plans. I love talking with them about future goals...


Are You Prosperous or Wealthy?
Today I am talking about people who are making decisions right now that are going to cause them to be poor in the future...


Freedom from the Money Trap
Many people feel broke and frustrated despite their large salary. They have unwittingly fallen into what I call "The Money Trap." Learn what that means and how to set yourself free.


My Alternative to Budgeting
Here's my alternative to budgeting because budgeting just doesn't work for most people. Stop nit-picking and start doing something that actually produces the outcome you want.


For All the Gen Xers Out There
Gen X has some unique financial challenges. Let's start with the financial statistics about Gen X, the situations that created those numbers, and what you can do about it.


Big Box Buying
Big box buying is fine for your toilet paper. I do it too. But trusting the future to a big box financial company? Think back to the...


Planning Leads to Anxiety?
If choice leads to freedom, then why do we have such anxiety about financial decisions? I think Charles Spurgeon got it right when he...


What If I'm Embarrassed?
Click below to watch or scroll down for the transcript. Here’s a general rule of thumb… If you’re 45 and make $100,000 you should have at least $400,000 in retirement savings. How many of us have saved that much? More importantly, if we suspect that we’re falling behind, why don’t we seek help? I’ve talked to hundreds of people & it usually comes down to this: embarrassment. It’s human nature to want to compare ourselves to others. When we don’t think we stack up to our p


Invest or Pay Down My Mortgage?
This is a question that many are asking. There are actually two schools of thought on this, so I'll briefly explain both and then share what I advise my clients to do.


Calculate Your Retirement Number
How much do I need to save for retirement? This is one of the questions I am asked most frequently. To answer that question, we need to...


Why I Started Convergent
I have spent time in most parts of the financial services industry. I worked for an insurance company, was an employee of a big box...
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