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PROFESSIONAL FINANCIAL ADVICE IN BLOG FORM
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2 min read
Are You Prosperous or Wealthy?
Today I am talking about people who are making decisions right now that are going to cause them to be poor in the future...


3 min read
The Money Trap
What is money really for? Most people would simply answer “to buy stuff,” but I want to challenge that thinking. I agree that it can be...


3 min read
Why Budgeting Doesn't Work
I apologize in advance to those of you that are budgeters. Don’t stop what you are doing if it’s working for you. You are a rare breed....


3 min read
For All the Gen Xers Out There
I want to keep this brief, so I'm just going to lay it all out there. Let's start with the current situation, look at how we got there,...


4 min read
Protecting Your Family from Identity Theft
Reports of data breaches are common news. Already this month, data breaches have been announced by Panera Bread, Under Armour (their...


2 min read
Too Much or Too Little Risk?
Every time I'm out driving, I'm amazed at how slowly some people drive, while others nearly run me off the road with their speed. It can...


2 min read
Big Box Buying
Big box buying is fine for your toilet paper. I do it too. But trusting the future to a big box financial company? Think back to the...


3 min read
Don't Invest Like You Buy A House
There is so much news about the timing of when the fed will increase interest rates and what impact those rate hikes will have on...

1 min read
Saving: How to Go from 0% to 10%
Most of us know we should be saving, but for various reasons, we aren't. Watch this video as I share a (nearly) painless way to get up...

2 min read
Planning Leads to Anxiety?
If choice leads to freedom, then why do we have such anxiety about financial decisions? I think Charles Spurgeon got it right when he...

1 min read
What If I'm Embarrassed?
Click below to watch or scroll down for the transcript. Here’s a general rule of thumb… If you’re 45 and make $100,000 you should have at...

3 min read
Invest or Pay Down My Mortgage?
This is a question that many are asking. There are actually two schools of thought on this, so I'll briefly explain both and then share...

2 min read
Calculate Your Retirement Number
How much do I need to save for retirement? This is one of the questions I am asked most frequently. To answer that question, we need to...

1 min read
Who We Work With
So a typical client for us is someone between 40-60. They are mid-career, quite successful, but between work, family and the demands of...

2 min read
Why I Started Convergent
I have spent time in most parts of the financial services industry. I worked for an insurance company, was an employee of a big box...
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